For whatever reason, you’ve decided to file for divorce. There are several things you need to do before you file for a divorce.
1. Call an attorney. This part doesn’t have to be stressful – search engines like Google have made finding a good attorney faster and easier than in the past. Be wary of experience levels – an ideal attorney might have 5-10 years of experience, depending on the assets involved with your spouse.
2. Decide the style of your divorce. Will you mediate? Collaborate? Litigate? Typically the first two options will be significantly cheaper than litigation, though they require a high degree of tolerance and compromise.
3. Figure out the financials. Determine the assets that you own – both separate from your spouse and with your spouse. Draft a list of these items and add to it as you think of additional assets. Also determine any debts that you may owe (again, with or without your spouse) because these debts will also be allocated during the divorce.
4. Gather your documents. Find everything you can and make a copy of it – tax returns, bank statements, check registers, investment statements, retirement account statements, employee benefits handbooks, life insurance policies, mortgage documents, financial statements, credit card statements, wills, Social Security statements, automobile titles, etc. You will need documentation to show your income and the income of your spouse – if you are both salaried employees, these two figures can be proved using pay stubs from an income tax return. If either party is self-employed, copies and bank account statements might be the way to go.
5. Create a new budget. You have a new life that starts once you file for divorce – your income and expenses are now (primarily) separate. Make sure you are proactive about this step as it is essential to money management.
6. Identify and close any joint accounts. You don’t want the headache of a joint account during the divorce process.
The (More) Fun Part
You’re somewhere along in the divorce process – either right in the thick of it or within your first few months post-divorce. There are several things that you should try with your new life.
1. Create a list of all the things you want to do. There are undoubtedly things that you’ve put off doing because of your marriage. Now is the time to do them! Consider any childhood or college dreams that went unrealized and experiment with your interests. Delve into something you love. Ideas.
2. Spoil yourself. Buy something you’ve always wanted. You deserve it.
3. Draft a self-improvement plan. By identifying the parts of yourself that you might let go of with the added stress of your divorce, you can better address these parts and nurture them to make sure they stick around. This also gives you a huge boost in your self-confidence – if you know you have a tendency to stop working out when you’re sad or stressed, being proactive and coming up with an attack strategy to keep hitting the gym can make you feel accomplished in a tough situation.
4. Be lazy. While you should keep up on your self-improvement plan, make sure to get some “me time” by relaxing with a hot bath, a nice movie, or a good book. When was the last time you got to choose your own movie, anyway?
5. Find your motivation. It sounds strange but little things like a playlist of empowering songs or a bulletin board full of inspirational quotes can pick you up when you’re down. Don’t neglect the little things!
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The attorneys of Harden Jackson Law are devoted to servicing clients throughout the Indianapolis area and the state of Indiana in all areas family law, including divorce, custody, child support, property division, paternity, post-divorce modifications, prenuptial and postnuptial agreements, simple wills, adoption, surrogacy and other areas of assisted reproductive technology law. For more information, please contact us at 317.569.0770 or www.hardenjacksonlaw.com.
Remember, these blog posts are not meant to be legal advice. You should consult a family law attorney to discuss the specifics of your situation.